Let's meet to fully realize all the benefits homeownership has to offer you.
It's an important question! If you say yes to the following questions, you are most likely ready to buy:
If you said yes to all these questions, you may likely qualify for a home loan.
Think of a credit score as a snapshot of your ability to pay back creditors. It's a score lenders use to determine whether they should lend to you, and at what interest rate. The higher the credit score, the better the chance of getting a loan.
If you have a low credit score, you MAY still be able to get a home loan, but will require an action plan. Connect with us so we can best advise you on what options you may have.
Each lender is different: and each situation is different. However in our market, lenders expect anywhere between 3% and 20% of the purchase price. However, there are some down payment assistance programs in our area as well. Consult with an AMAR Real Estate group specialist for more information. We suggest saving to realize the best benefits of homeownership.
5. What are closing costs?
Closing costs are all the costs involved in purchasing or selling a home, including but not limited to:
These costs are in addition to your down payment. The good news is many of these costs can often be negotiated to be paid for by the seller. Let us at the AMAR Real Estate Group help you navigate these negotiations.
1. Why use a REALTOR®?
Only Sales Representatives who are licensed members of organized real estate (National Association of REALTORS®) can call themselves REALTORS®. Only REALTORS® are held to a high code of ethical and professional conduct by these organizations. Only REALTORS® have access to their market data to provide you with current information to guide you through the pricing and selling process.
2. How do you come up with a price for my property?
At the AMAR Real Estate Group, there are two ways we determine the best pricing for your property: a comparable market analysis, and a competitive market analysis.
A comparable market analysis reviews similar properties that have recently sold in comparison to your property. Numerical adjustments are made to determine what the best sales price would be for your property.
A competitive market analysis takes a look at "the competition"; or similar properties that are currently for sale on the market, or have expired. Similarly, we make numerical adjustments to determine what list price would likely bring in an offer, and what list price might scare away buyers.
3. My property has been on the market with several agents and has not sold. Why?
There could be several reasons as to why your property has not sold, but a combination of the following are the most common:
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